High Plains Health Plan
High Plains Health Plan
High Plains Health Plan is our core solution for employers looking to maintain high-quality benefits while simultaneously lowering their health benefits costs.
High Plains Health Plan is built on local relationships directly between companies of 25 employees or more and numerous health care facilities and providers. We are going direct, saving organizations anywhere from 20% to 40% on their health care and benefits related costs.
The Problem Employers Are Facing
Healthcare costs didn’t just rise — they outpaced wages, shifted risk to employees, and failed to deliver real cost control.
Costs Rose Faster Than Paychecks
Since 2010, employer-sponsored health plans have become dramatically more expensive. Premiums and deductibles surged while wage growth lagged far behind.
The result is a quiet squeeze on both employers and employees — higher benefit spend, lower perceived value, and growing frustration.
The High-Deductible Plan Trap
High Deductible Health Plans were meant to control costs. Instead, they shifted more financial responsibility onto employees without addressing the root drivers of healthcare spending.
Delayed care, worse experiences, and minimal long-term savings followed.
Employers didn’t choose this approach because it worked — they chose it because better options were hard to find.
Deductibles vs. Wages
Deductibles have risen more than four times faster than wages since 2010.
Cost exposure increased — purchasing power did not.
Employer Premium Growth
Average annual family coverage now approaches $20,000 per year.
A growing burden for both employers and employees.
Better healthcare starts at the local level when employers and healthcare professionals work together to address the biggest issues most people face; rising costs, and diminishing value.
High Plains Health Plan does just that!
Better benefits at lower costs.
What is High Plains Health Plan? How does it work differently from other health plans? What are some companies beginning to do differently?
Solutions Employers and Employees Actually Need
Health benefits shouldn’t create barriers to care. High Plains Health Plan removes them.
Deductibles
High deductibles cause people to delay or avoid care. HPHP eliminates or significantly reduces deductibles for thousands of medical services.
Co-Pays
Select primary care and specialty visits are available with no co-pay, making it easier to stay engaged in care.
Generic Prescriptions
Use the pharmacy you want and get generic medications at no cost — removing financial friction from treatment.
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